Penny Dreams Big


The first "Spend and Invest" loyalty app in Hong Kong!

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tiips blends spending and investing, making your life well-enriched by technology

What could be more fun than shopping?
Shopping and earning tiips reward!

Double the fun by shopping at our merchant network.
Earn countless tiips reward before you know it!

Enjoy your shopping sprees with a mix of tiips reward and Cash

little drops of water make a mighty ocean!

The door to the world of investment
is just a few clicks away.

A brand new way to redeem financial products through tiips reward.

Kickstart your investment journey through each of your spending

The more you spend, the more tiips reward you earn. Spending and investing have never been that simple.