Turn Your Loyalty Points into Assets

An easy and trustworthy way to accumulate wealth

Incu-App Program 2020 from Hong Kong Science and Technology Park. more

What can tiips do for you?

Loyalty Program

Convert your loyalty points into assets like gold, stocks and cryptocurrency

Perks

Earn free services like free commissions and stock data plan from financial institutions

Plastic Bottle Recycle Rewards

Turn your plastic bottles into tiips Rewards and convert them into assets

Special Offers

Explore merchants’ special offer and earn tiips Rewards

Realize financial freedom in a click

Good investing is simple. It is just steady accumulation of valuable assets over time. We help you to make it a simple habit. We record your redeemed assets along your financial journey.

How does tiips work?

tiips is an ecosystem connecting merchants, Loyalty programs and financial institutions. We aggregate your spending rebates and convert them into assets. Spend with us and growth your wealth from zero capital.

Download the App.

Create free account by registering your mobile number and email.​

Direct you to alliance financial institutions.

Excited Users & Press Reviews

Learn about tiips from other users and start exploring your financial journey

4.5/5

This app is definitely useful for everyone. I can manage my earned assets and learn more about different types of financial products in one go.

Chloe, 26
Senior Project Executive
5/5

I can earn valuable assets from my daily spending. This app is very user-friendly especially for investment beginners.

Ken, 22
University Student
4.5/5

Purchasing assets has never been this easy. Recycling plastic bottles is my favourite way of earning tiips reward!

Martha, 30
Marketing Manager

Blogs

儲蓄小祕技

想儲錢但唔知點樣開始?小編之前為大家介紹過入門新手必選嘅 50/30/20 黃金法則 ,而今日我哋將會繼續為大家整合其他方法。   由於每人都可能有唔同儲錢嘅理由同原因,例如為退休準備,又或者純粹為咗控制開支。正所謂 ”No dream is too big, and no dreamer is too small“,任何一個目標都同等重要。除咗 50/30/20 同之前轉載過嘅「信封儲錢法」,你亦可以嘗試每個月一出糧後即刻分配一部分到你嘅儲蓄,剩餘嘅部分先再用於消費。呢種儲蓄大計同其他介紹過嘅操作模式相反,但就可以確保離自己嘅理財目標又近咗一步。   選擇適合嘅儲錢方法有唔同標準,例如如果你唔太注重每項洗費嘅細節,有啲需要用到理財 app 嘅計劃就可能未必適合你。佢規定你紀錄每筆款項嘅詳情,連用途都要清晰記低。相反,50/30/20 法則會相對較為方便,你只需要每月分配你嘅收入一次,就可以無後顧之憂。但相對地 50/30/20

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Tips for Saving

Can’t wait to start saving but not sure how to master it? We have introduced the 50/30/20 golden rule – a must have item for the

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互惠基金 vs ETF (下)

上一篇 blog 提到,互惠基金同 ETF 都可以幫投資者分散風險,而佢哋嘅不同之處就在於一個使用「積極管理」,另一個使用「被動管理」。   積極管理,顧名思義即係投資者主動嘗試唔同嘅方法去打贏大市,通常受到專業基金經理採用。佢哋會透過資料搜集、分析預報去判斷市場走勢,再決定策略去投資合適嘅股票。由於事前準備工夫太多,所以購買互惠基金嘅費用非常高昂。   被動管理等同投資者跟隨股市走勢投資。佢哋嘅目標只係要配合返市場表現,唔需要打贏大市。做法較為簡單,投資者會追蹤某指數再追隨相關表現。比較為人所共知嘅有標準普爾 500 指數,自動幫助投資者追蹤該指數涵蓋嘅所有股票。由於做法簡易,因此費用亦相對較容易負擔。   正正因為費用問題,近年大部分投資者都捨棄積極管理基金,轉為購買指數基金。然而,市面上並冇一種最好嘅策略,因此我哋都要謹記以下幾點: 難以打贏大市 根據調查指出,喺 5 年年期入面,有 91% 嘅基金都無法打敗標準普爾 500 指數 (大市)。所以較低成本嘅指數基金未嘗唔係一個好選擇。 下行保護 積極管理基金嘅其中一個好處就係,具有豐富經驗嘅專業人士可以幫助我哋管理相應產品。萬一股市下行,佢哋仍然可以盡量保護我哋持有嘅資產。 分散投資

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